You pay us a small amount of ground rent each year, as your freeholder. The amount you pay is written in your lease. Most leaseholders pay £10 a year ground rent. We send you a bill when your service charge is due. This is usually at the same time as your service charge. We split payment of the ground rent into two payments. We give you one month to pay.
We arrange buildings insurance for your property which you pay through the service charge. But you will need to arrange your own home contents insurance for your belongings.
This is the summary of the buildings insurance we arrange: