Housing grants and loans

Grant conditions:

• grants are normally only approved if the work hasn’t yet started
• all works must be completed within 12 months of the grant approval date
• grant payments are made direct to the contractor
• no grant is payable for work covered by an insurance policy
• if you wish to change contractor after we have approved the grant you must agree this with us before work starts
• if a property is sold or ownership is transferred within 10 years of the work being done, the  grant must normally be repaid in full 
• loans must be repaid in full at the time that the property is sold 
• if a property is sold or ownership is transferred within 10 years of the work being done, the  grant must normally be repaid in full (unless there is a surviving joint owner)
• if any grant conditions are breached, we may initiate proceedings to claim the cost of the grant from the applicant