Equality Impact Assessment - Review of Recovery Policy

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• Equality Impact Assessment - Review of Recovery Policy

Function being assessed:

Review of Recovery policy

Is  this a new function or a review of an existing function?

Review

What are the aims/purpose of the function?

• To review the recovery policy to take into consideration the impact on bankruptcy for those groups of debtors that own assets but are vulnerable due to mental impairment or age.

Is the function designed to meet specific needs such as the needs of minority ethnic groups, older people, disabled people etc?

No

What information has been gathered on this function? (Indicate the type of information gathered e.g. statistics, consultation, other monitoring information)? Attach a summary or refer to where the evidence can be found.

Information has been provided by the Local Government Ombudsman office.

Does your analysis of the information show different outcomes for different groups (higher or lower uptake/failure to access/receive a poorer or inferior service)? If yes, indicate which groups and which aspects of the policy or function contribute to inequality?

The vulnerable groups ie elderly and those with mental impairment would be disadvantaged without proper mechanisms in place as a safety net

Are these differences justified (e.g. are there legislative or other constraints)? If they are, explain in what way.

These differences are not justified.

What action needs to be taken as a result of this Equality Impact Assessment to address any detrimental impacts or meet previously unidentified need? Include here any reasonable adjustments for access by disabled people. Include dates by which action will be taken. Attach an action plan if necessary.

• Procedures to include full checks of cases before being referred to Bailiffs.
• Procedures to include checking template on all potential bankruptcy cases
• More involvement with the Trustee in Bankruptcy
• Pin point reports on viability of customer
• Capping of trustee fees.

When will you evaluate the impact of action taken? Give review dates.

During 2009/10

Assessment completed by:

Name: Mary Tam

Service: Revenue and Benefit Service

Date: September 2008