The following organisations offer independent debt and money advice, including how to set up a bank account:
Now Let's Talk Money
(Link to this site from External Related Links at the bottom of this page)
Citizen's Advice Bureau
Neville House
55 Eden Street
Kingston upon Thames
KT1 1BW
0870 126 4019
Consumer Credit Counselling Service
0800 138 1111
National Debtline
0800 804 4000